Nick runs a busy building company in Australia. He’s working on projects ranging from fast-moving weekly jobs through to complex home renovations and six-figure progress payments. He’s not short on work, but managing the cashflow to keep everything ticking along? That’s where things get complicated.
“You might have 60 grand owed to you — but you’ve got ten grand in wages to pay this week. That’s where the stress starts.”
Nick’s biggest challenge? The disconnect between when he finishes work and when he gets paid.
He often has multiple jobs on the go with many stuck in limbo because of things outside his control. An architect delay here. A client decision there. The work’s been done, but sometimes payment can’t be claimed because the job hasn’t technically hit the next stage.
“It’s not like you finish one job and move on. You’re half-done on three jobs, and the cashflow just doesn’t line up.”
On paper, things look great. But in reality, he’s chasing decisions, juggling jobs, and relying on tools like an AMEX and overdrafts to bridge the gap. Making it especially hard to cover things like wages.
Nick’s not flying blind. He’s set up his systems smart:
But even with good systems, the problem remains: the timing of money in vs. money out.
That’s where Soonr comes in.
When Nick heard about Soonr, the thing that stood out straight away was the fixed monthly fee.
“Interest rates just make people curl up. If you’re waiting three months to get paid, you have no idea what it’ll cost you.”
With Soonr, Nick knows exactly what his finance costs are. No per-invoice guessing. No compounding interest.
And the process? Straightforward.
That’s access to actual cash (not a card, not a loan) that gives him flexibility: paying wages, covering materials, or just smoothing out the rollercoaster of running jobs at different stages.
“The homepage felt trustworthy, and I liked that it’s simple. Tradies don’t want to read a bunch of fine print. Just tell me what it does and how much it costs.”
For Nick, Soonr fits into his toolbox alongside Xero and Deputy. It’s just part of how he keeps things moving, without the stress of not knowing how he’ll make next week’s payroll.
Because at the end of the day, he’s not a bank. He’s a builder. And builders should be building.
The cashflow tool every tradie needs.
