What Is Soonr? And Why It Works for Tradies

When you’re running a trade business, there’s one thing that can bring everything to a grinding halt: waiting to get paid.

You’ve done the work. Sent the invoice. And now you’re stuck in limbo, needing to pay staff, buy materials, or take on new jobs… but the cash hasn’t come in yet.

That’s exactly why we built Soonr.

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Soonr is simple cashflow support, built for tradies

Soonr gives you fast access to the money you’re already owed - without the hassle of loans, interest, or lock-in contracts. It’s not a credit card or an overdraft.

It’s your cash. Just… Soonr.

And because it’s actual cash, not credit, you can use it anywhere - not just where cards are accepted. That means paying staff, subcontractors, tax bills, and anyone else who needs real money, not plastic.

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How is Soonr different from other options?

Not an overdraft

Overdrafts mean dealing with banks, security, limits, and ongoing interest. They’re slow to get approved, and easy to misuse. They’re also not flexible - say your bank won’t lift your limit, you’re stuck.

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Not a credit card

Credit cards are useful… until they’re not. The interest racks up fast, repayments can sting, and you can’t use them to pay wages or contractors. Many of your biggest outgoings (wages, subcontractors, tax) can’t even be paid by card in the first place.

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Not traditional invoice finance

Invoice finance sounds good, until you realise what’s involved - fees, changes in your customers’ payment terms, messy relationships. We like to keep it tidy at Soonr.

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Soonr keeps things simple:

• You keep invoicing like normal through Xero, and your customer still pays you directly
• You choose which invoices to get paid early
• We advance up to 90% of the invoice value
• And you can spend the cash however you need — no restrictions

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Tradies choose Soonr because:

• We’re fast (cash in your account in 24–48 hours)
• We give you certainty, no per-invoice fees
• Soonr is actual cash - spend it wherever, on whoever

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Soonr helps you retain staff, grow with confidence, and stop sweating slow-paying clients.

Soonr is built for tradies who are tired of being the bank.

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Stress Less. Get Paid Soonr.