The Soonr Model and How It Works

Fixed Fee. Full Control. How Soonr Keeps Cash Flow Simple for Tradies

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What is Soonr’s Fixed Fee Model?

Being a tradie already comes with enough uncertainty, so your cashflow costs shouldn’t add to the stress. 

To help, Soonr works on a simple, fixed monthly fee. No per-invoice charges. No interest. No nasty surprises.

Think of it like your gym membership - once you’re in, you can use it as much or as little as you like. Whether you want to use it once this month or ten times, your cost stays the same.

That means:

• You can plan with confidence
• You know your costs up front
• You’re not punished for needing cash more often

If you need the cash, use it. If you don’t, don’t. Either way, you’re in control, and you’re not left guessing the cost.

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How It Actually Works

The beauty of Soonr is in the simplicity behind the scenes. Here’s how it works in real life:

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1. We Connect to Your Xero

We securely connect to your Xero in read-only mode. That means we can see what’s happening in your invoicing world, but we can’t touch your money or make any changes.

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2. We Review and Set a Monthly Fee

We work out what your fixed, monthly fee is going to be, based on things like:

• Your average invoice size
• How good your customers are at paying
• What you own vs what you owe

This is customised to suit your situation, not a one-size-fits-all number.

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3. You Choose the Invoices

Once you’re onboard, you pick which invoices you want to get paid early for. They need to meet just a couple of criteria:

• The work is complete
• The invoice is for between $1,000 and $50,000
• The client has accepted it and is expected to pay

You can submit one invoice or many, whenever you like.

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4. You Get Up to 90% Fast

Soonr will advance up to 90% of the invoice value within 24–48 hours, often faster. You stay in full control of your clients and your processes. They still pay you directly, just like they always have.

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Why Tradies Love the Fixed Fee Model

Here’s what it means in practice:

• Planning Power: Know your cashflow support cost ahead of time
• No Shame or Guilt: You’re not penalised for using it more often
• No Surprises: No hidden fees, no interest, no per-invoice costs
• No Lock-In Contracts: You use Soonr when it suits your business

If you’ve ever hesitated to get support because of unpredictable fees, Soonr removes that friction. It’s finance you can actually use — with peace of mind.

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Want to see what your fixed fee would be?